Hey, personal finance readers. I used to love what I call “micro” finance blogging, but I’ve suddenly gotten very nervous about having my money info out there for the world to see and possibly use against me. Bear in mind that I’ve had an IRS audit pending for the past 7 months or so, and an absentee CPA making it difficult – so difficult that I now have a docket number in tax court and a list of sliding scale tax attorneys. Ugh, my grandfather was one of those back in his day, and he was a crotchety geezer. But I digress.
Those of you who follow me on Twitter know that I’ve been battling a “brain cloud” of severe clinical depression, which became quite debilitating in September. I’m still not out of the woods, but it’s no longer completely paralyzing. There are some costly ramifications from those months of being a complete wreck and unable to deal with the IRS audit (up to $10K in taxes and fines), a lab bill from September that got sent to collections before I was capable of attempting negotiation (they want QUADRUPLE what they accept from Blue Cross for the same stuff), and loss of income from being in no state to work some days.
In November, I went to South Africa for three weeks and…it saved me. Yes, bungee jumping off a 700-foot bridge got me out of my head so successfully that I got some clarity and peace that had been lacking for years.
The only thing that has, without fail, made me happy to do or even think about is, unsurprisingly, TRAVEL.
This doesn’t mean I’m not still doing a little Rite Aid couponing or shoving money into my Roth IRA or savings accounts – I am. I’ve been financially responsible all my life and that won’t change. But from now on, I’m going to write about spending/saving for what makes me happy. So there will be a lot of travel focus – where I’m going, why I want to go there, how I’ll live, different things I do to make it affordable, that sort of thing. I hope you all don’t run for the hills.